Plan your family’s next chapter, under one roof.
Patrimonio helps families figure out whether combining households makes financial sense, then keeps shared expenses fair once you do. Real numbers, warm guidance, no spreadsheets.
14-day free trial · No credit card required · Cancel anytime
A tool for every chapter
One for the decision, one for the move itself, one for the day-to-day. The Planner and the Expense Manager can be had on their own; the Family Tools come with Household Pro. Start wherever your family is right now.
The Planner
Figure out whether combining households actually works on paper, before anyone signs anything.
- Model selling multiple homes and buying one together
- Compare properties side by side
- Project rental or STR income from an ADU or extra unit
- Layer in what each family member can contribute
- Export a clean summary PDF for lender meetings
Family Tools
Everything that matters about combining two homes and has nothing to do with the mortgage. For the family opening the door, and for the person leaving their own.
- A six-part checklist: home safety, healthcare, legal, boundaries, daily life, family
- Room for what the person moving gives up: their home, routine and community
- Assign each task to someone, with a date, and tick it off
- See where the cooking, driving and medical admin fall, and give everyone a role
- A private journal for each person that nobody else can open
The Expense Manager
Once everyone’s under one roof, keep shared costs fair, clear, and drama-free.
- Track shared household expenses in one place
- Set custom contribution splits that fit your family
- See at a glance who’s contributed what
- Send gentle bill and contribution reminders
- Export your shared expenses to CSV any time
How it works
From “could this even work?” to a home that runs smoothly, in three steps.
Model the move
Enter your homes, the property you’re eyeing, and what each person can chip in. Patrimonio does the math.
Build the case
See the real monthly picture, debt-to-income, and rental income. Export a summary to share with your partner or lender.
Manage together
Once you’ve combined, switch on the expense manager to keep contributions fair and everyone in the loop.
Everything you need to decide, and to live it
Powerful enough for the numbers, gentle enough for the whole family to use.
Unlimited scenarios
Build one on the free trial. Subscribe to put “sell both and buy a duplex” beside “add an ADU” beside “rent instead” and compare them properly.
Rental & STR income
Add an accessory unit or short-term rental and see how the income changes what you can afford.
Fair contribution splits
Every family is different. Set the split that feels right or equal, by income, or fully custom.
Shareable summary PDF
A warm, readable document for the family conversation or a mortgage broker meeting.
Contribution dashboards
A clear view of who owes what this month, simple enough for every generation to read.
Bill & contribution reminders
Gentle email nudges before a shared bill is due or a monthly contribution is expected, so nothing slips.
Made for every generation at the table
The adult child running the numbers. The partner who just wants the bottom line. The parent who wants to see what they owe this month in type they can actually read, without having to ask anyone. Patrimonio meets each of them where they are.
- Large touch targets and readable type, designed for older eyes
- Simple summaries for the family member who just wants the total
- Shareable plan links so everyone sees the same picture
- Works beautifully on a phone
Start free, choose when you’re ready
Fourteen days free, no credit card: one housing scenario and the full expense manager. Then pick the plan that fits where your family is right now.
Planner Pro
For families deciding whether to combine households.
or $79.99 a year
Start free trial- Unlimited housing scenarios
- Multi-property comparison
- STR & rental income modeling
- Family contribution calculator
- Shareable summary PDF export
- Shareable plan links
Household Pro
Everything, for families planning and living together.
or $159.99 a year
Start free trialThe Family Tools (transition planner, workload share and journal) start when you subscribe. They are not part of the free trial.
- Everything in Planner Pro
- Everything in Expenses Pro
- Family Transition Planner
- Workload Share
- Private journal
- Priority for new features
Expenses Pro
For families already sharing a home.
or $99.99 a year
Start free trial- Everyone in the household included
- Custom contribution splits
- Contribution dashboards
- Bill & contribution reminders
- CSV export
The Family Tools, in plain terms
Three things only Household Pro includes. They are about living together rather than affording it, and they are written for everyone under the roof, not only for whoever organised the move.
Family Transition Planner
Combining two homes touches far more than the mortgage, and it asks the most of whoever is leaving theirs. A checklist in six parts: home safety, healthcare, legal and financial, daily life, boundaries, and keeping the wider family in the loop. It covers the things easiest to miss: a community left behind, a routine broken, a front door that is no longer yours.
Workload Share
Resentment in a shared house is rarely about money. It is about who notices the bins, and about no longer being the one who runs the place. This lists the jobs, weighted by how often each comes round, so the load is visible and everybody still has something that is theirs.
A private journal
Everyone in the house gets one and nobody can read anybody else’s: not the household owner, not an admin. Some things are hard to say out loud to the people you live with: the weight of caring for a parent, and the weight of being cared for by your own child. Both belong here.
These three are not part of the free trial, but you can see what is in each of them inside the app before you decide.
The Find Help provider directory is free for everyone, no subscription needed.
Questions families ask
What’s included in the free trial?
Do I need a credit card to start?
What happens when the trial ends?
Can I cancel whenever I want?
Is Patrimonio financial or legal advice?
Ready to see if it works for your family?
Model your real numbers in an afternoon. Start free. Decide later.
14-day free trial · No credit card required