Patrimonio
Built for multi-generational families

Plan your family’s next chapter — under one roof.

Patrimonio helps families figure out whether combining households makes financial sense — then keeps shared expenses fair once you do. Real numbers, warm guidance, no spreadsheets.

Start your free trialSee how it works

14-day free trial · No credit card required · Cancel anytime

Two hands holding a small model of a family home

Two tools for two chapters

One for the decision, one for the day-to-day. Subscribe to either on its own, or get both together with Household Pro — start wherever your family is right now.

Before you move

Housing Financial Planner

Figure out whether combining households actually works on paper — before anyone signs anything.

  • Model selling multiple homes and buying one together
  • Compare properties side by side
  • Project rental or STR income from an ADU or extra unit
  • Layer in what each family member can contribute
  • Export a clean summary PDF for lender meetings
After you move

Family Expense Manager

Once everyone’s under one roof, keep shared costs fair, clear, and drama-free.

  • Track shared household expenses in one place
  • Set custom contribution splits that fit your family
  • See at a glance who’s contributed what
  • Send gentle bill and contribution reminders
  • Export your shared expenses to CSV any time

How it works

From “could this even work?” to a home that runs smoothly — in three steps.

1

Model the move

Enter your homes, the property you’re eyeing, and what each person can chip in. Patrimonio does the math.

2

Build the case

See the real monthly picture, debt-to-income, and rental income. Export a summary to share with your partner or lender.

3

Manage together

Once you’ve combined, switch on the expense manager to keep contributions fair and everyone in the loop.

Everything you need to decide — and to live it

Powerful enough for the numbers, gentle enough for the whole family to use.

Unlimited scenarios

Build one on the free trial. Subscribe to put “sell both and buy a duplex” beside “add an ADU” beside “rent instead” and compare them properly.

Rental & STR income

Add an accessory unit or short-term rental and see how the income changes what you can afford.

Fair contribution splits

Every family is different. Set the split that feels right or equal, by income, or fully custom.

Shareable summary PDF

A warm, readable document for the family conversation or a mortgage broker meeting.

Contribution dashboards

A clear view of who owes what this month, simple enough for every generation to read.

Bill & contribution reminders

Gentle email nudges before a shared bill is due or a monthly contribution is expected, so nothing slips.

Made for every generation at the table

The adult child running the numbers. The partner who just wants the bottom line. The parent who needs to see “here’s what I owe this month” in big, clear type. Patrimonio meets each of them where they are.

  • Large touch targets and readable type — designed for older eyes
  • Simple summaries for the family member who just wants the total
  • Shareable plan links so everyone sees the same picture
  • Works beautifully on a phone

Start free, choose when you’re ready

Fourteen days free, no credit card — one housing scenario and the full expense manager. Then pick the plan that fits where your family is right now.

Planner Pro

For families deciding whether to combine households.

$7.99/month

or $79.99 a year

Start free trial
  • Unlimited housing scenarios
  • Multi-property comparison
  • STR & rental income modeling
  • Family contribution calculator
  • Shareable summary PDF export
  • Shareable plan links
Most popular

Household Pro

Everything, for families planning and living together.

$15.99/month

or $159.99 a year

Start free trial

The Family Tools — transition planner, workload share and journal — start when you subscribe. They are not part of the free trial.

  • Everything in Planner Pro
  • Everything in Expenses Pro
  • Family Transition Planner
  • Workload Share
  • Private journal
  • Priority for new features

Expenses Pro

For families already sharing a home.

$9.99/month

or $99.99 a year

Start free trial
  • Everyone in the household included
  • Custom contribution splits
  • Contribution dashboards
  • Bill & contribution reminders
  • CSV export

The Find Help provider directory is free for everyone — no subscription needed.

Questions families ask

What’s included in the free trial?
Fourteen days, no card. You get one complete housing scenario with your real numbers, and the expense manager in full — shared bills, contributions, dashboards and reminders. Subscribing adds unlimited scenarios, side-by-side comparison and clean PDFs. The Family Tools — transition planner, workload share and private journal — come with Household Pro rather than the trial.
Do I need a credit card to start?
No. You can create your account and start planning without entering any payment details. We only ask for a card if you choose to continue after the trial.
What happens when the trial ends?
If you don’t subscribe, your account switches to a read-only view — your data stays safe and you can still look back at everything. Subscribe any time to unlock the full toolset and pick up right where you left off.
Can I cancel whenever I want?
Absolutely. You can cancel from your billing settings at any time, and you’ll keep access through the end of the period you’ve paid for.
Is Patrimonio financial or legal advice?
No. Patrimonio is a planning tool that helps you organize your own numbers and options. It doesn’t replace a mortgage broker, financial advisor, or attorney — it helps you walk into those conversations prepared.

Ready to see if it works for your family?

Model your real numbers in an afternoon. Start free — decide later.

Start your free trial

14-day free trial · No credit card required